Make USDT Work Harder.

Deposit on KAIA, earn cross-chain with BitFi.

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Strategies

All deposits are USDT on KAIA. Strategies deploy cross-chain as needed.

Horizon Vault

BitFi hbfUSD

LiveLower Risk

USDT

KAIA

hbfUSD

ETH

Delta-neutral yield strategies on blue-chip DeFi protocols

Deposit Withdraw

Pulsar Vault

BitFi pbfUSD

LiveHigher Risk

USDT

KAIA

pbfUSD

ETH

Leveraged yield strategies with higher APY potential

Deposit Withdraw

USX Staking

Deposit USDT on KAIA

Coming Soon

USDT

KAIA

USX

Scroll

Bridge to Scroll and stake USX for protocol rewards

Borrow

Mint rkUSD stablecoin using your vault shares as collateral.

rkUSD

Reka USD Stablecoin

Use Horizon or Pulsar vault shares as collateral to mint rkUSD.

Total Minted

—

Interest Rate

—

Collateral Types

Status

Live

Open CDP →

How It Works

Deposit USDT

Deposit KAIA native USDT into your chosen vault strategy.

Cross-Chain Yield

Your USDT is bridged to Ethereum and deployed in BitFi vaults.

Earn Yield

Receive vault shares that accrue yield over time. Withdraw anytime.

Borrow rkUSD

Open a CDP to borrow rkUSD against USDT collateral with clear LTV limits.

Risk Disclosure

•Each strategy deposits into different external protocols/chains; we act as an intermediary.
•Principal loss is possible due to external protocol/bridge risks.
•Withdrawal fees (bridge/protocol/network) may apply.
•Withdrawals may not be immediate due to policy controls or external settlement cycles.